Q. Hi, I live about an hour outside Phoenix, Arizona and in my town there are some pretty sad excuses for title loan lenders. They have terrible reputations in the area and just about everyone who lives here knows to avoid them like the plague. So obviously I don’t want to patronize them for a title loan. I’ve been looking in to a title loan in Phoenix, but there are just so many choices! I want to get a title loan in Phoenix but I don’t know if the lenders there are any better than the ones here in my town. How do you weed out the bad title loans from the great title loans in Phoenix? Also, do I have to live in Phoenix to qualify for a Phoenix title loan? And lastly, will I need to drive in to Phoenix to make payments? Any information you have will be greatly appreciated!
A. Good morning! Thank you for your email. I understand your dilemma. You would be surprised how many people have asked me the same question because of bad title loan providers in their town. With no competition these title loan lenders believe they act like they can do what they want, and to a certain degree, they can. There is nothing like free market competition to make for a better consumer product, and title loans in Phoenix, Arizona are no exception. In an area where there is more demand for a product, in this case a Phoenix title loan, there will be more companies offering the product. That means there will be competition for customers and better rates, better hours of operation, etc. That means there will be a great title loan in Phoenix for you, but how to find the best one? If there are 50 title loan lenders in Phoenix, number one must be really great, so the trick is to not end up with number 50! Don’t worry, we have you covered. Go to www.PhoenixCarTitleLoans.com and let them direct you to a great title loan in Phoenix. They have all the best licensed Phoenix title loan vendors at their disposal and are glad to share their knowledge with you. And it’s not just Phoenix title loans, they have the entire state of Arizona covered. So if you need a title loan in Arizona, www.PhoenixCarTitleLoans.com is your one-stop clearinghouse for the best title loans in Arizona, and in your case, the best title loans in Phoenix. As far as needing to make payments in person, after your initial visit, everything else can be handled by phone or mail. Good luck, and let me know how things work out for you.